Question: Why can’t I take my settlement in cash now and obtain a structured settlement later?

Answer: Once you have resolved your case and signed a settlement agreement, any money you invest directly is no longer viewed as compensation for your injuries. The interest you may earn from investing your money in the outside market may be taxed as ordinary income or capital gains.

Question: Can a stockbroker or my bank obtain a structured settlement for me?

Answer: No, the only person authorized to set up a structured settlement is a structured settlement expert consultant. He or she is appointed by the life insurance companies to provide “settlement annuities” that are used in structured settlements

Question: If a structured settlement is arranged for me, how do I know that this money is safe?

Answer: One of the reasons why judges often order structured settlements for children or for those with significant future medical expenses is the unmatched security they provide. Settlement annuities are funded by the largest life insurance companies in the world. These companies have received exceptional ratings from independent services that track financial security and strength.